Lemonade Insurance (LMND) - Interview with Daniel Schreiber | November 30, 2023
发布时间 2023-12-06 18:35:16 来源
摘要
Thrilled to share this 2-hour in-depth conversation with Lemonade Insurance (LMND) CEO* and Co-founder Daniel Schreiber.
Discussion ----
00:00 - Introduction | Who is Daniel Schreiber?
06:19 - Founding of Lemonade
10:24 - First Principles Approach to Insurance
14:37 - Transforming Insurance | The Giveback Model
18:39 - Starting Lemonade | The Vision | Fundraising
21:20 - Starting in New York | 10 Downing Street
24:27 - Company Strategy | Tech & Customer Focus
27:44 - Technology | AI & Machine Learning
40:02 - Understanding Customers | Predictive Data
50:00 - Why aren’t there more Lemonades?
54:13 - LTV9 | Advanced AI Modeling
58:33 - LTV-AI Modeling | Initial Strengths & Shortcomings
1:02:05 - AI & Operating Leverage | 100% Automation
1:07:21 - Is Lemonade 10X better? Path to Profitability
1:13:17 - Reinsurance | What ARK is getting wrong
1:22:22 - Risk Management & Underwriting
1:26:36 - Diligence | Customer/Employee Feedback
1:30:29 - Risks | Politics & Navigating a Polarized World
1:38:09 - Risks | What keeps you up at night?
1:40:26 - Growth | What are the limiting factors?
1:42:28 - Growth | Prioritizing Spending
1:45:07 - Wall Street Coverage
1:50:45 - Message for Investors | Short Interest
* As of Jan 1, 2024 Daniel Schreiber is once again the company CEO, with Shai Wininger shifting from Co-CEO to resuming his previous role as CTO and President.
https://www.pymnts.com/personnel/2023/lemonade-co-ceos-to-resume-previous-positions-seeking-clarity-of-structure/
Here’s the full list of questions I wanted to cover with Daniel:
- Part 1: https://x.com/Neil_X10/status/1730282484770938980?s=20
- Part 2: https://x.com/Neil_X10/status/1730282801407389967?s=20
You can follow me on Twitter/X for more on Lemonade, and on investing more broadly. My username is @Neil_X10, the same as it is here.
https://x.com/Neil_X10
GPT-4正在为你翻译摘要中......
